No hidden pay
Your retainer is the only money we receive. No fund company, insurer or custodian pays us for anything, and we list every conflict we can think of in our disclosure.
Three promises we put in writing
These sit on the first page of every engagement letter, above the fee schedule and the disclosures.
One household, one plan
Spouses, parents and adult children often share financial decisions. We keep a single plan that everyone involved can open, instead of three separate files.
Slow on purpose
We cap the practice at about seventy households so that every client gets a real reply within a business day and a planner who remembers their kids' names.