Family wealth
Multi-generational portfolios with a policy statement that outlives any one trustee, plus a clear plan for gifts, tax allowances and education costs.
We start with what the money has to do: pay school fees, support a charity's grants or sit untouched for a grandchild. The portfolio follows from that.
Multi-generational portfolios with a policy statement that outlives any one trustee, plus a clear plan for gifts, tax allowances and education costs.
Spending rules, reserves policy and ethical exclusions translated into a mandate that trustees can read in ten minutes and defend in public.
Total-return portfolios for schools and colleges, designed to fund a steady draw while protecting purchasing power against inflation.
Proceeds from a sale or dividend stream invested in stages, with a liquidity ladder to cover tax bills and planned family commitments.
Two meetings to capture objectives, constraints, tax position and the people who will make decisions together.
We draft a document with target mix, risk limits, reporting calendar and exclusions, then revise it until everyone signs.
Assets are invested over a schedule agreed in advance, so the first months do not hinge on the market's mood on a given Tuesday.
A quarterly letter, a portal with live positions and an annual review with trustees or family members round out the service.
Selectively. We include them only when a client can tolerate illiquidity for ten years and the cost is clearly justified in the committee memo.
We coordinate with your accountant and tax adviser rather than replace them, and we model the tax effect of every realised gain before trading.
Yes. Restrictions are written into the policy statement and screened monthly, with exceptions reported to trustees within five working days.
Send us your reserves policy, grant-making rules or family charter and a partner will reply with a short note on how we would approach it.