Wayfern Transfers moves money from the UK to forty-odd countries at the mid-market exchange rate, with the fee shown before you press send. No hidden margin on the rate, no surprise deduction on arrival, and a person to call if a transfer looks late.
Every fee is shown in pounds before you pay anything.
Choose how much you want to send and how fast it should arrive. The fee is a flat charge plus a small percentage, and the rate is never marked up.
Sample fees for illustration. Real charges depend on destination and payment method.
Start this transferPaid out through partners including
Money that crosses a border passes through several hands. We show you each one so you are never left guessing.
The quote you see is the mid-market rate, locked for thirty minutes while you pay. Our fee is the only charge, and it is written next to the amount.
Set a target for the pair you use most. Wayfern sends one message when it is reached and nothing at all until then.
Your funds are held in separate safeguarded accounts, never mixed with the money that runs our offices.
If a transfer is delayed, an agent can see exactly where it is and tell the receiving bank what to look for.
Enter what you want to send or what you want them to receive. The calculator shows both figures and the fee between them.
Type bank details, or pick a mobile wallet or cash pick-up point from the list for their country.
Approve the payment in your banking app. It is a normal bank transfer, so there is no card surcharge.
Watch each step from your side to theirs, and share a link so your family can see it land.
Sort by speed or fee to compare destinations. The figures are sample numbers for this fictional service.
| Nigeria | 4 hours | 4 £ | Bank account or wallet |
|---|---|---|---|
| Philippines | 2 hours | 3 £ | Bank, wallet or cash pick-up |
| Bangladesh | 24 hours | 4 £ | Bank or cash pick-up |
| Ghana | 6 hours | 4 £ | Bank account or wallet |
| Kenya | 1 hours | 4 £ | Mobile wallet |
| Brazil | 12 hours | 4 £ | Bank account |
Thirty minutes. If your payment has not arrived by then, we show a refreshed quote and ask you to confirm before moving forward.
New customers can send up to £3,000 a day. After a quick identity check, limits rise to £50,000 for each transfer.
Contact us with the tracking link. We trace the transfer with the paying partner, and refund you in full if it cannot be delivered.
UK rules require us to confirm who you are, where the money comes from and who receives it. It takes about three minutes with a passport.
“I send half my pay to my mother in Manila. Seeing the fee written down before I pay has saved me the argument I used to have with myself.”
“Invoices from clients in Lagos arrive at odd hours. The rate alert pinged me on a Tuesday and I moved a month of savings at a better number.”
“A payment was held for checks and someone actually phoned me. They explained what the partner bank needed and it was sorted that afternoon.”
Composite quotes from fictional customers.
Check today's fee in a few seconds, then decide whether Wayfern is the cheaper way to send.
One short email when we open a new destination or when the rate for your pair moves in your favour.