Cover you can slide around
Move the excess, the liability limit and the optional extras up or down, and watch every price update at once. You can see which extra costs five dollars and which one costs fifty.
Tandem Cover Compare puts car, home and travel insurance from twenty-two providers side by side, with the excess, the exclusions and the renewal price all on one screen. You choose, and we never get paid more for sending you to the dearer option.
Free to use. Comparing never changes your credit score.
| Insurer | Excess | Per year |
|---|---|---|
| Marlow Mutual | $500 | $1,184 |
| Birchwell | $1,000 | $962 |
| Tern & Co | $500 | $1,076 |
| Highfield Direct | $250 | $1,298 |
| Orchard Re | $750 | $1,011 |
Filter by type of cover or search for a feature such as roadside help. Add the ones you like and send them on for a proper quote.
6 policies
Covers collision, theft and glass with a rental car after a claim. Winter tire swaps are paid for up to $200 each year.
A lean policy for older cars, with third-party liability to $2 million and optional collision cover.
Rebuild cost cover, contents for $120,000 and overland water cover you can switch on for a small monthly charge.
Insures your unit's improvements and belongings, plus loss assessment cover if the building levies owners after a claim.
Unlimited trips of up to thirty days, with emergency medical cover to $5 million and a 24-hour assistance line.
Pays for a specific journey, including baggage delays and missed connections, with pre-existing condition cover on request.
Providers you can compare
A cheap premium is only a good deal if it pays when you need it. We lay out the parts that decide that.
Move the excess, the liability limit and the optional extras up or down, and watch every price update at once. You can see which extra costs five dollars and which one costs fifty.
Tell us your renewal date and we send one email a month ahead with fresh quotes, because the renewal price is rarely the best price on offer.
Every policy has a short list of things it will not pay for. We write them in a sentence each, so flood, wear and tear or business use never come as a surprise.
Every provider pays us the same flat fee when you buy, so the order of results follows your needs and nothing else.
Answer a handful of questions about your car, home or trip. We never ask for a licence number at this stage.
See price, excess, limits and exclusions for every match, sorted the way you choose.
Go to the provider's own checkout, or let one of our licensed advisers phone you and set it up.
“My renewal notice said eleven percent more. Tandem showed me the same cover for two hundred dollars less, and I switched at the kitchen table.”
“I did not realise my old condo policy left out the building levy. The exclusions list caught it before I bought the wrong one again.”
“We travel to Portugal every autumn. The annual policy was cheaper than two single trips, and the comparison made that obvious in a minute.”
Composite quotes from fictional customers.
Yes. Providers pay us a flat fee if you buy through the site, and the same fee applies to every provider, so no result is ranked higher because of it.
No. Quotes rely on soft checks, and only the provider you buy from will run a full check at the time of purchase.
Ontario, Alberta and British Columbia today, with Quebec and the Atlantic provinces planned for next year.
Choose a call from an adviser at the end of any comparison and a licensed person will phone you in the next working day.
It takes about three minutes, and the answer is a number you can take to your current insurer if you decide to stay.
Add your details and we will email the policies you chose with live prices. The preview holds your answers in this browser only.