Insurance comparison for Canadian households · Toronto

Same cover, a very different price.

Tandem Cover Compare puts car, home and travel insurance from twenty-two providers side by side, with the excess, the exclusions and the renewal price all on one screen. You choose, and we never get paid more for sending you to the dearer option.

Free to use. Comparing never changes your credit score.

Sample quotes

Browse policies and add the ones that fit

Filter by type of cover or search for a feature such as roadside help. Add the ones you like and send them on for a proper quote.

6 policies

Providers you can compare

What you see

The details insurers hide in the small print, on one screen

A cheap premium is only a good deal if it pays when you need it. We lay out the parts that decide that.

Cover you can slide around

Move the excess, the liability limit and the optional extras up or down, and watch every price update at once. You can see which extra costs five dollars and which one costs fifty.

A reminder before the price jumps

Tell us your renewal date and we send one email a month ahead with fresh quotes, because the renewal price is rarely the best price on offer.

Exclusions in plain words

Every policy has a short list of things it will not pay for. We write them in a sentence each, so flood, wear and tear or business use never come as a surprise.

No quiet favourites

Every provider pays us the same flat fee when you buy, so the order of results follows your needs and nothing else.

Tandem in a year (sample figures)

Providers compared
22
Average saving found on car cover
$640
To reach the first quote
3 minutes
Average rating from customers
4.8 / 5
How it works

Three screens between you and a better price

  1. 01

    Tell us what you drive, own or plan

    Answer a handful of questions about your car, home or trip. We never ask for a licence number at this stage.

  2. 02

    Compare side by side

    See price, excess, limits and exclusions for every match, sorted the way you choose.

  3. 03

    Buy direct or ask for a call

    Go to the provider's own checkout, or let one of our licensed advisers phone you and set it up.

People who checked before they renewed

“My renewal notice said eleven percent more. Tandem showed me the same cover for two hundred dollars less, and I switched at the kitchen table.”
Nadia HaddadTeacher, Mississauga
“I did not realise my old condo policy left out the building levy. The exclusions list caught it before I bought the wrong one again.”
Kwame AsanteAnalyst, Toronto
“We travel to Portugal every autumn. The annual policy was cheaper than two single trips, and the comparison made that obvious in a minute.”
Sophie LemaireRetired nurse, Oakville

Composite quotes from fictional customers.

Questions about comparing cover

Is the comparison really free?

Yes. Providers pay us a flat fee if you buy through the site, and the same fee applies to every provider, so no result is ranked higher because of it.

Will comparing affect my credit?

No. Quotes rely on soft checks, and only the provider you buy from will run a full check at the time of purchase.

Which provinces do you cover?

Ontario, Alberta and British Columbia today, with Quebec and the Atlantic provinces planned for next year.

What if I want to talk to someone?

Choose a call from an adviser at the end of any comparison and a licensed person will phone you in the next working day.

Find out what you could be paying instead.

It takes about three minutes, and the answer is a number you can take to your current insurer if you decide to stay.

Toronto

Send me my comparison

Add your details and we will email the policies you chose with live prices. The preview holds your answers in this browser only.