Term loans for growth
Fixed monthly payments over one to five years, ideal for a second location, a refit or a hire you know will pay for itself.
Business loan broker for owner-run shops · Calgary, Alberta
The bank said no. Somebody else will say yes.
Quillfield Funding sits between small business owners and more than forty lenders. We read your accounts the way a lender will, choose the three most likely to approve, and handle the paperwork so you can stay behind your counter.
Checking your options never touches your credit file.
Funding we arranged last year (sample figures)
- Arranged for small businesses
- $214M
- Lenders we place deals with
- 41
- Median time from application to funds
- 6 days
- Of applications that reach an offer
- 83%
Pick the loan that matches how your business earns
The cheapest money is the money that fits your cash cycle. A bakery and a builder need very different things.
Equipment finance
The machine secures the loan, so you can borrow with less paperwork and keep your cash for wages and materials.
Invoice finance
Unlock the money tied up in invoices that your customers take sixty days to pay.
Short-term working capital
A quick line to cover seasonal stock or a late payer, repaid from daily or weekly sales.
Estimate your monthly repayment in three taps
Choose an amount, how long you want to repay, and the kind of funding. The estimate uses simple sample rates, so a real offer will differ.
Lenders we place deals with
- Prairie Credit Union
- Foothills Capital
- Maple Ledger Bank
- Bow River Finance
- Summit Equipment Credit
- Bow Valley Working Capital
Owners who finally got a yes
“Two banks turned down my second cafe. Quillfield found an equipment lender who funded the espresso machine and, in the same call, a short loan for the fit-out.”
“I do the books on Sunday nights, so I dreaded the paperwork. They asked for six documents, not sixty, and told me exactly what each lender wanted.”
“Waiting on invoices nearly sank us in March. Quillfield turned unpaid invoices into cash in four days, and we kept every employee.”
Composite quotes from fictional clients.
What owners ask before they apply
What do you charge?
Nothing up front. When a lender funds your loan, they pay us a referral fee, and we show you the figure before you accept the offer.
Will applying hurt my credit?
We start with a soft check and only request a hard pull once you have chosen an offer you are happy with.
What if I have been refused before?
We review the reason for each refusal and often steer you to lenders with different appetites, such as ones that care more about cash flow than collateral.
How long does funding take?
Working capital can arrive in two days. Term loans and equipment finance usually take a week to ten days once the documents are in.
Spend your time selling, not queuing.
Share what you need and a broker will come back with realistic options by the next working day.
Visit our Calgary office
88 Stephen Avenue SW, Suite 410, Calgary, AB (fictional address)
- Mon–Fri 8:30–17:00 MT
- Evening calls by appointment
+1 (403) 555-0136